Patient Financing · Plastic Surgery
Plastic surgery practices using multi-lender financing close more consultations and see patients schedule faster. Ten-thousand to thirty-thousand-dollar cases finance cleanly across 36 to 60 month terms. Your practice gets paid upfront.
Typical financed range across cosmetic and reconstructive procedures
Median patient application time on mobile post-consult
No impact to patient credit to see offers
Typical term length on larger cosmetic tickets
How Financing Works
Our lender rotation includes partners who specialize in the $15,000 to $50,000 range plastic surgery cases reach. Single-lender programs often cap out below this range or decline patients who need the longer terms those tickets require.
Patients leave the consultation with an approval and a scheduled procedure, not a thinking-about-it promise. The ninety-second soft-pull application is fast enough to complete in the waiting area after they meet with you.
A $25,000 case on a 60-month term translates to a monthly payment that most consultation patients can absorb. Shorter-term-only programs price patients out. Our rotation includes lenders built for the extended terms cosmetic patients need.
Once the patient accepts an offer and the lender funds, your practice is paid in full, typically within two business days. You are not carrying the risk on a long-term patient loan.
Typical Cases
Breast Augmentation
One of the most consistently financed cosmetic procedures. Multi-lender rotation handles the ticket cleanly across the full credit spectrum.
Mommy Makeover
Combined procedures that often require extended terms. Our rotation includes lenders built for these larger tickets and longer repayment windows.
Rhinoplasty
Including functional and cosmetic combined cases. Patients frequently finance even when they could pay cash, preferring to spread the cost.
Who This Fits
Frequently Asked
Cosmetic case tickets often exceed the ranges single-lender programs underwrite cleanly. A $30,000 mommy makeover needs lenders who specialize in that ticket size with longer terms available. A multi-lender rotation gives your practice access to the specialty lenders built for these cases alongside the mainstream lenders built for smaller tickets.
Our lender rotation includes partners offering 24-month, 36-month, 48-month, and 60-month terms. The specific options depend on the ticket size, the patient credit profile, and the lenders whose criteria the patient meets. Longer terms are typically available on higher-ticket cases, where they are most needed.
Yes. Combined cases that include surgery plus aesthetic maintenance treatments can be financed together under a single application, as long as the combined total fits within the patient's approved amount. This is common for post-weight-loss surgery patients adding body contouring work or for patients adding injectables to a mommy makeover plan.
A multi-lender rotation approves significantly more patients than a single-lender program. For the smaller set of patients who still do not qualify across the full rotation, credit-building services exist for future re-application. The point is that most practices lose declined patients. Ours reclaim most of them.
A $375 platform setup fee applies to provider enrollment, disclosed in writing. No per-application fees, no monthly minimums. Patients pay no fee to Core Ascent directly; their interest is set by the lender that funds them.
No. Core Ascent is a facilitator, not a lender. Capital is provided by vetted third-party lending partners, and credit decisions are made by those partners. See our Trust Center for full disclosures.
Next Step
Enroll your plastic surgery practice or talk to our team about multi-lender financing built for the five-figure case.
Trust & Disclosures