Patient Financing · MedSpa
Medical spas using multi-lender patient financing see average ticket rise as patients bundle treatment plans they previously split into phases. One application, offers from the full network, providers paid upfront on funding.
Typical financed range from single treatments through bundled packages
Median patient application time on mobile at consultation
No impact to patient credit to see offers
Practice paid at funding, not on a payment plan
How Financing Works
Your consultation is already a closing conversation. Single-lender financing that declines half of the people who want to move forward kills that momentum. A multi-lender rotation keeps the conversation open through funding.
Patients who pay for one treatment come back for one treatment. Patients who finance a package commit to a plan. Average ticket and lifetime value both move. Core Ascent financing is built to handle both single-procedure tickets and multi-treatment bundles.
Your patient completes the application on their phone in under two minutes, sees offers, and picks. No paper, no desk staff friction, no "I will apply from home later" (which translates to "I will not come back").
Core Ascent financing works alongside membership programs and loyalty structures. Finance the initial treatment series, convert into membership for maintenance. The cash flow math works from the practice side.
Typical Cases
Injectables Packages
Bundled Botox and filler packages with series appointments. Patients who pay as they go average two to three visits per year. Financed package patients average six.
Body Contouring
Multi-session body contouring protocols finance cleanly across 12 to 36 month terms. Our lender mix handles the larger tickets these treatments require.
Laser & Skin
IPL, laser resurfacing, and combined skincare packages. Patients are far more likely to commit to a full protocol when the monthly payment replaces the sticker price.
Who This Fits
Frequently Asked
Our lender rotation is built to handle both the smaller tickets on a single injectable visit ($500 to $1,500) and the larger package tickets for bundled treatment plans, body contouring programs, or laser series ($5,000 to $20,000 plus). The lender mix is the reason a multi-lender platform outperforms single-lender financing across the ticket spread.
Consistently, yes. Patients who are offered financing at consultation bundle treatments they would otherwise have split over 12 to 24 months. The jump from single-treatment purchases to package commitments moves average ticket, and the package structure also tends to improve retention because patients are committing to a plan.
Yes. Our platform is built to be presentable at the consultation without specialized training. We provide scripts, a cheat sheet, and a short training session during enrollment. Front desk staff can confidently walk patients through the soft-pull application in under two minutes.
A multi-lender rotation approves far more patients than a single-lender program. Patients who still do not qualify can be referred to credit-building services or to defer and return. The key is that most medspa programs lose declined patients entirely. Ours reclaim most of them.
A $375 platform setup fee applies to provider enrollment, disclosed in writing during onboarding. There are no per-application fees and no fees to patients from Core Ascent.
No. Core Ascent is a facilitator, not a lender. Capital is provided by vetted third-party lending partners, and credit decisions are made by those partners. See our Trust Center for full disclosures.
Next Step
Enroll your medspa or talk to our team about how multi-lender financing changes the consultation math.
Trust & Disclosures